Frequently Asked Questions

Flexible vehicle leasing gives you access to a car or van without the long-term commitment of a traditional lease. At Affordable Vehicle Leasing, our minimum term is 26 weeks, with weekly or monthly payments. After this period, you can continue leasing your vehicle, swap it for another available vehicle or return it with four weeks’ notice.

Flexible vehicle leasing offers convenience, predictable payments and the freedom to choose how long you keep your vehicle after the minimum term. With no deposit or additional initial payment required, and maintenance, servicing, MOTs and road tax included, it makes getting on the road straightforward.

You will need a valid driving licence, proof of address and suitable vehicle insurance. We also carry out an in-house affordability assessment to check that the lease payments are affordable for you. Having a CCJ does not automatically prevent you from applying.

We do not set a minimum age or require a minimum amount of driving experience. You must hold a valid driving licence and be able to arrange the required fully comprehensive insurance. Your insurer may have its own age and driving experience restrictions.

Yes. Points on your licence or a previous driving ban do not automatically prevent you from applying. You must currently hold a valid driving licence, be legally entitled to drive and arrange suitable insurance. Any points or previous disqualifications must be disclosed to your insurer as required.

Yes. At Affordable Vehicle Leasing, we specialise in helping customers with County Court Judgments (CCJs) access a vehicle. We assess your current affordability rather than your credit history.

No. Applying for a vehicle with Affordable Vehicle Leasing does not affect your credit score. We carry out our own in-house affordability checks, which do not involve accessing your credit file.

You will need to provide a valid driving licence, proof of address and proof of fully comprehensive vehicle insurance before taking delivery.

We aim to approve your application in less than 24 hours once we have received all the required documents. Approval is subject to completing our in-house affordability checks, and our team will keep you updated throughout the process.

Of course. Call us on 0113 [insert remaining digits] to speak with a member of our team. We will be happy to explain how our leasing service works and answer any questions.

There is no deposit, no additional initial payment and no hidden costs. You simply pay your first weekly or monthly lease payment before your lease begins. All charges and customer responsibilities are clearly explained before you commit.

Yes. Your agreed lease payments are fixed for the duration of your lease, including beyond the initial 26-week term. The agreement is a commitment from both sides, so we will not increase your lease price while it remains in place.

Yes, we offer both cars and vans. Our available stock changes regularly, so please contact our team to discuss your requirements and we will help you find a suitable vehicle.

Yes. We offer cars and vans for businesses and can provide weekly invoices to make managing your payments and accounts straightforward.

Lease payments may qualify as an allowable business expense, reducing your taxable profits and potentially your tax bill. The tax benefit depends on the vehicle, its business use and your circumstances, so please confirm what you can claim with your accountant.

Contact our team to discuss your requirements, and we will help you find a suitable vehicle.

Yes. We offer nationwide delivery, bringing your vehicle directly to your door.

When we deliver your vehicle, we complete a detailed video inspection with you, covering the entire exterior and interior and recording any existing damage.

We send you a copy of the video so both parties have a clear record of the vehicle’s condition at the start of your lease. This provides a reference when the vehicle is returned and helps prevent disputes over when damage occurred.

When we deliver your vehicle, we complete a detailed video inspection with you, covering the entire exterior and interior and recording any existing damage.

We send you a copy of the video so both parties have a clear record of the vehicle’s condition at the start of your lease. This provides a reference when the vehicle is returned and helps prevent disputes over when damage occurred.

No. All our leases include unlimited mileage. If you expect to drive more than 2,000 miles per month, please let us know when applying so we can plan any additional maintenance or servicing your vehicle may need.

We take care of your vehicle’s maintenance, servicing, MOTs and road tax. You are responsible for arranging suitable insurance before taking delivery, as well as the cost of tyre repairs or replacements and any bodywork damage beyond fair wear and tear during your lease.

You must arrange fully comprehensive insurance before taking delivery and maintain this cover throughout your lease.

When arranging your policy, you must tell your insurer that the vehicle is leased and that AVL Leeds Ltd is both the legal owner and the registered keeper. You must also explain how the vehicle will be used and ensure all intended drivers are covered.

We will require proof of insurance before delivering your vehicle.

At the start of your lease, we will confirm the value of your vehicle. You must arrange fully comprehensive insurance covering that value and tell your insurer that AVL Leeds Ltd is both the legal owner and the registered keeper.

If an insurance settlement is less than the vehicle value we confirmed, you will be responsible for paying the shortfall.

Please speak to our team before allowing another person to drive the vehicle. Any additional driver must hold a valid driving licence and be covered by your insurance policy to drive the leased vehicle.

All our vehicles are fitted with GPS tracking systems that remain active throughout your lease, helping us locate and recover the vehicle if it is stolen.

Having a tracker fitted may also help reduce your insurance premium, depending on your insurer and whether they recognise the tracking system. Please check with your insurer when arranging cover.

We take care of arranging your vehicle’s servicing and MOTs. When either is due, we will contact you to agree a convenient date and time, working around your schedule to keep disruption to a minimum.

Please contact us promptly and let us know which warning light has appeared and whether the vehicle is behaving differently. If the warning instructs you to stop, or the vehicle feels unsafe to drive, pull over somewhere safe, switch off the engine and contact your breakdown provider.

Although we maintain our vehicles to a high standard, breakdowns can occasionally happen. We ask all customers to arrange breakdown cover so the vehicle can be recovered to their home. We will then collect it and provide a courtesy vehicle while repairs are carried out.

Please notify us immediately if you are involved in a collision. We will arrange recovery of our vehicle, liaise directly with your insurer and provide a courtesy vehicle while the insurance claim is being resolved.

You are responsible for paying any insurance excess applicable to a claim during your lease.

Please call us straight away. We hold spare keys for all our vehicles and will bring you a spare while we arrange for a replacement to be cut and programmed as required. You will be responsible for the cost of replacing the lost key.

You are responsible for any parking charges, fines or driving offences incurred during your lease. Any correspondence relating to driving offences, including speeding, will be passed directly to you to deal with.

For parking charges or fines, we will pay upon receipt of the first notice to prevent the amount increasing. You will then be charged the amount paid, plus a £30 administration fee, which must be paid alongside your next lease payment.

Yes. Our minimum lease term is 26 weeks. After that, you can keep your vehicle for as long as you need, swap it for another vehicle from our available stock or arrange to return it with four weeks’ notice.

If you end your lease before the minimum 26-week term has been completed, you will be charged the remaining lease payments for that term.

Once the minimum term has been completed, we require four weeks’ notice to end your agreement. We will then arrange to collect the vehicle from you.

Please return the vehicle clean, with all supplied keys and any equipment provided at delivery.

We take a fair and reasonable approach to wear and tear. Minor stone chips, very light surface scratches and similar signs of everyday use are accepted without charge. More noticeable damage, such as dents, deep scratches or damaged bodywork, remains your responsibility, along with tyre repairs or replacements.

We use the detailed delivery inspection video as a reference when assessing the vehicle’s condition. You will not be charged for pre-existing damage recorded in that video. Please let us know about any new damage or issues before collection so we can discuss them with you.